Privacy Policy

Your privacy is important to us. Learn how we handle your data and protect your information.

Privacy Policy

Last Updated: December 25, 2025 Effective Date: December 25, 2025

Your privacy is important to us. This Privacy Policy explains how Buddy Budget ("we," "us," or "the Service") collects, uses, stores, and protects your personal information.

1. Information We Collect

1.1 Information You Provide

When you use Buddy Budget, you may provide us with:

  • Account Information: Username, email address, and password (if account creation is required)
  • Financial Data: Income, expenses, assets, liabilities, investment portfolios, and other financial information you choose to input
  • Profile Information: Name, preferences, and settings
  • Communications: Messages, feedback, or inquiries you send to us

1.2 Automatically Collected Information

When you use the Service, we automatically collect certain information:

  • Usage Data: Pages visited, features used, time spent on the Service, and interaction patterns
  • Device Information: Browser type, operating system, device type, IP address, and unique device identifiers
  • Log Data: Access times, error logs, and diagnostic data
  • Cookies and Similar Technologies: See Section 3 below for details

1.3 Information from Third-Party Services

We integrate with third-party services to provide functionality:

  • Yahoo Finance API: We use this service to fetch real-time market data for stocks, ETFs, and other securities. Yahoo Finance may collect information about these requests according to their own privacy policy
  • Analytics Services: We may use analytics tools to understand how users interact with the Service (if applicable)

2. How We Use Your Information

We use the collected information for the following purposes:

2.1 To Provide and Improve the Service

  • Track and visualize your financial data
  • Fetch and display real-time market data for your investments
  • Generate financial reports, charts, and analytics
  • Personalize your experience based on your preferences

2.2 To Maintain and Secure the Service

  • Authenticate users and prevent unauthorized access
  • Detect, prevent, and address technical issues and security vulnerabilities
  • Monitor for fraudulent or malicious activity
  • Perform system maintenance and backups

2.3 To Communicate with You

  • Send service-related notifications and updates
  • Respond to your inquiries and support requests
  • Send important information about changes to our Terms or Privacy Policy (with your consent, if required)

2.4 To Analyze and Improve

  • Understand how users interact with the Service
  • Identify trends, usage patterns, and areas for improvement
  • Develop new features and functionality

3. Cookies and Tracking Technologies

3.1 What Are Cookies?

Cookies are small text files stored on your device by your web browser. We use cookies and similar tracking technologies to enhance your experience and understand how the Service is used.

3.2 Types of Cookies We Use

We use the following categories of cookies:

Strictly Necessary Cookies (Always Active)

  • Required for the Service to function properly
  • Enable core functionality such as authentication, theme preferences, and session management
  • Cannot be disabled without affecting Service functionality

Functionality Cookies (Optional)

  • Enable enhanced features and personalization
  • Remember your preferences and settings
  • May be set by us or third-party providers

Analytics Cookies (Optional)

  • Help us understand how visitors interact with the Service
  • Collect and report information anonymously
  • Used to improve Service performance and user experience

Marketing/Advertisement Cookies (Optional)

  • May be used to deliver relevant advertisements
  • Track the effectiveness of marketing campaigns
  • Limit the number of times you see an advertisement

3.3 Managing Cookie Preferences

You can manage your cookie preferences at any time through our cookie consent banner. You can:

  • Accept all cookies
  • Reject non-essential cookies
  • Customize your preferences by cookie category

You can also control cookies through your browser settings. However, disabling necessary cookies may affect Service functionality.

3.4 Third-Party Cookies

Some cookies may be set by third-party services we use (e.g., analytics providers). These cookies are governed by the respective third party's privacy policy.

4. How We Store and Protect Your Data

4.1 Data Storage

  • Your financial data and account information are stored securely on our servers
  • We use industry-standard security measures to protect your data, including encryption, secure protocols, and access controls
  • Financial data you input is stored in a structured format for processing and visualization

4.2 Data Security Measures

We implement reasonable technical and organizational measures to protect your data:

  • Encryption: Sensitive data is encrypted in transit (HTTPS/TLS) and at rest
  • Access Controls: Restricted access to personal data on a need-to-know basis
  • Regular Security Audits: Ongoing monitoring and security assessments
  • Secure Authentication: Password hashing and secure authentication mechanisms

However, no method of transmission or storage is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.

4.3 Data Retention

We retain your personal information for as long as necessary to:

  • Provide the Service to you
  • Comply with legal obligations
  • Resolve disputes and enforce agreements

When you delete your account, we will delete or anonymize your personal data within a reasonable timeframe, unless retention is required by law.

5. How We Share Your Information

We do NOT sell your personal information to third parties. We may share your information only in the following limited circumstances:

5.1 Service Providers

We may share information with trusted third-party service providers who assist us in operating the Service, such as:

  • Cloud hosting providers
  • Analytics services
  • Customer support tools

These providers are contractually obligated to protect your data and use it only for the purposes we specify.

5.2 Legal Requirements

We may disclose your information if required to do so by law or in response to:

  • Valid legal requests from government authorities
  • Court orders, subpoenas, or legal processes
  • Protection of our rights, property, or safety, or that of our users or the public

5.3 Business Transfers

In the event of a merger, acquisition, reorganization, or sale of assets, your information may be transferred as part of that transaction. We will notify you of any such change and provide options regarding your data.

5.4 With Your Consent

We may share your information with third parties when you explicitly consent to such sharing.

6. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal data:

6.1 Access and Portability

  • Right to Access: You can request a copy of the personal data we hold about you
  • Right to Data Portability: You can request your data in a structured, machine-readable format

6.2 Correction and Deletion

  • Right to Rectification: You can update or correct inaccurate or incomplete data
  • Right to Deletion ("Right to be Forgotten"): You can request deletion of your personal data, subject to certain exceptions

6.3 Restriction and Objection

  • Right to Restrict Processing: You can request that we limit how we use your data
  • Right to Object: You can object to certain types of data processing, such as direct marketing

6.4 Withdraw Consent

If we process your data based on consent, you can withdraw that consent at any time. This will not affect the lawfulness of processing before withdrawal.

6.5 Lodge a Complaint

You have the right to lodge a complaint with a data protection authority if you believe we have violated your privacy rights.

6.6 How to Exercise Your Rights

To exercise any of these rights, please contact us at:

We will respond to your request within a reasonable timeframe and in accordance with applicable laws.

7. International Data Transfers

Buddy Budget is operated from Italy. If you are accessing the Service from outside Italy, your data may be transferred to and processed in Italy or other countries where our service providers operate.

By using the Service, you consent to the transfer of your data to countries that may have different data protection laws than your country of residence.

8. Children's Privacy

Buddy Budget is not intended for children under the age of 13 (or the applicable age of digital consent in your jurisdiction). We do not knowingly collect personal information from children.

If you believe we have inadvertently collected information from a child, please contact us immediately, and we will take steps to delete such information.

9. Third-Party Links

The Service may contain links to third-party websites, applications, or services that are not operated by us. We are not responsible for the privacy practices of these third parties.

We encourage you to review the privacy policies of any third-party sites you visit. This Privacy Policy applies only to Buddy Budget.

10. Open Source and Transparency

Buddy Budget is an open-source project. The source code is publicly available on GitHub, allowing you to:

  • Review how your data is processed
  • Contribute to improving privacy and security
  • Audit our practices for transparency

We believe in transparency and welcome community input on privacy and security matters.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or Service features. We will notify you of significant changes by:

  • Posting a notice on the Service
  • Updating the "Last Updated" date at the top of this policy
  • Sending an email notification (if applicable)

Your continued use of the Service after changes take effect constitutes acceptance of the updated Privacy Policy.

12. Data Protection Officer

For privacy-related inquiries or to exercise your rights, you may contact our Data Protection Officer (if applicable)

13. Legal Basis for Processing (GDPR)

If you are located in the European Economic Area (EEA), we process your personal data based on the following legal grounds:

  • Consent: When you have given explicit consent for specific processing activities
  • Contract: To fulfill our contractual obligations to provide the Service
  • Legitimate Interests: To improve the Service, ensure security, and analyze usage patterns
  • Legal Obligation: To comply with applicable laws and regulations

14. California Privacy Rights (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

  • Right to Know: Request information about the categories and specific pieces of personal data we collect
  • Right to Delete: Request deletion of your personal data
  • Right to Opt-Out: Opt-out of the "sale" of personal data (we do not sell personal data)
  • Right to Non-Discrimination: We will not discriminate against you for exercising your privacy rights

To exercise these rights, contact us at [roccafortedaniele28@gmail.com].

15. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

Thank you for trusting Buddy Budget with your financial data. We are committed to protecting your privacy and providing transparency in how we handle your information.